High Value Home & Contents Insurance
As market leaders in specialist insurance, Spoke’s broking team are here to understand your specific risk appetite so we can guide you through appropriate covers and structures, to ensure you are properly protected.
With a reputation for excellence in service and value, and handling claims quickly and professionally, you can lean on us for your highly customised protection.
Designed for
homes and clients with complex needs- High-value homeowners
- Prestige and luxury residences
- Architect-designed homes
- Heritage and character properties
- Homes with premium finishes
- Significant contents and collections
- Multiple-property owners
- Clients requiring tailored protection
Cover
that may be considered- Buildings and Reconstruction
- General Contents
- Accidental Damage
- Jewellery and Watches
- Fine Art and Collectibles
- Temporary Accommodation
- Personal Liability
- Specified Valuable Items
Exposures
we help you assess- High rebuilding costs
- Underinsurance
- Fire, storm and water damage
- Theft and malicious damage
- Accidental loss or damage
- Collection and valuation changes
- Alternative accommodation costs
- Complex claims and reinstatement